Losing a loved one is one of the most difficult things a person can experience. In fact, it can trigger a mental and emotional fog that lasts for days or weeks, impeding the ability to make decisions concerning the deceased’s final affairs. It would be ideal to have a plan in place in advance of … Read more
If you’ve been searching for a better return for your savings, you may have noticed that online banks are paying significantly more than traditional brick-and-mortar banks. This includes MySavingsDirect, which is currently paying 4.35% APY on their high interest savings account, which is comparable to rates you’ll find elsewhere but does not lead the pack … Read more
It’s common knowledge that the vast majority of active fund managers fail to beat their benchmark indices. Every year, Warren Buffett writes a letter to Berkshire Hathaway shareholders and the first page is a table comparing the annual change in the market value of Berkshire Hathaway vs. the S&P 500 with dividends included. His compounded … Read more
Active stock trading requires a lot more time and effort than a typical buy-and-hold investing approach. To increase your chances of success, you have to spend hours monitoring positions and researching potential buying opportunities. That’s where a good stock-picking investment newsletter can come in handy. I subscribe to several of the best investment newsletters to … Read more
It seems like every year or so, we’re faced with the prospect of a government shutdown. Since the federal government’s fiscal year runs from October 1st to September 30th, we’re now the midst of a political crisis that is threatening to shut down the government in just a few days. Congress is currently haggling over … Read more
If you’ve been looking for ways to make a little extra money, you’re probably already familiar with the survey site concept. Perhaps you’ve even signed up with websites like Survey Junkie or Swagbucks in the past. One platform you may not be familiar with is KashKick. It’s a bit different than the competition in that … Read more
We all know that shopping around is the best way to save money on any subscription. But who has the time to shop around all the time? I know I don’t. We can also play the “cancel game,” where you call up a company and threaten to cancel. They play their role of saying “OK … Read more
Until this year, copper seemed close to being a sure thing, investment-wise. Demand for the metal had increased steadily with the ramp-up in the production of electric vehicles (EVs). But it seems that, at least for the moment, demand for the metal has stalled. Contrarian investors would say that makes 2023 the perfect year to … Read more
When I started working, I knew very little about personal finance and managing my money. There were all these acronyms and plans and options. It was a whirlwind. But I enjoyed learning about it because it was a puzzle. How does a 401(k) fit with a Roth IRA? What is an asset allocation and what … Read more
Bingo phone games, especially free games, are a fun way to pass your free time and stay sharp. But with so many legit bingo apps to choose from, how do find the games that are best suited for you? Bingo Party is a favorite for many as it has multiple boards, is easy to play, … Read more