How much do you need when you retire? Ask the experts and the numbers are all over the place. Some say look at your current budget and take 70%. Others suggest you predict what you want to spend and base it on that. Others suggest that you protect your nest egg and budget to use … Read more

TikTok is one of the fastest-growing social media platforms in the world, challenging Facebook, Instagram, and other social media giants. So it’s only natural that investors would want to get in on the action. But to do that, you would need to buy TikTok stock. Unfortunately, investing in TikTok is not as easy as using … Read more

Do you love getting credit card bonuses but don’t like the high spending requirements that come with many credit card bonus offers? Perhaps you want to earn rewards but don’t spend enough money monthly to justify the high annual fee. Just because you don’t spend thousands every month on your credit card doesn’t mean you … Read more

When it comes to game changing developments in finances, the advent of low-cost index funds has to be up there. Jack Bogle of Vanguard is largely credited with being the creator of index investing and he’s on the Mount Rushmore of personal finance, as far as I’m concerned. Index funds offer a very compelling sales … Read more

Online banks are everywhere these days, but not all of them stand out in any meaningful way. If you’re looking for an online bank with excellent products and features, check out Axos Bank. They offer all of the convenience of online banking – including low and no fees – with many of the products associated … Read more

Founded in 1979, Fisher Investments is a well-known investment advisory firm. But many investors are unaware of the services it offers and whether its money managers can improve their current portfolio performance.   Good wealth managers can provide the hands-on support that high-net-worth households need to manage their investments properly. They can also help investors … Read more

SaveBetter, known for partnering with smaller regional banks to offer high interest rates on savings, money market, and CD accounts; is “changing” its name to that of its parent company – Raisin. Raisin GmbH is SaveBetter’s parent company. They’ve been operating out of Europe since 1973 and have partnered with ~400 banks across 30 countries. … Read more

The best rewards credit cards offer generous purchase rewards and other benefits. However, you usually need a good or excellent credit score in the high 600s or above to qualify.  If you’re still working on getting your credit score above 670, you may need a credit-building credit card instead. The Mission Lane Visa™ Credit Card … Read more

This post will cover the best 5-year CD rates that we know about but I want to add a caveat – I don’t think a 5 year CD at these rates makes a whole lot of sense. We are currently in a rising interest rate environment. The Federal Reserve has been increasing interest rates for … Read more

Not everyone wants to manage their own investments, but finding a financial advisor you can trust can be challenging. The last thing you want is to get ripped off or sign on with an advisor that lacks the proper knowledge or experience. This is where WiserAdvisor comes in. WiserAdvisor can match you with professional advisors … Read more