Roth IRAs are a relatively recent addition to the lineup of tax-sheltered retirement plans, only coming into existence in 1998. Since then, they’ve become very popular. That’s because Roth IRAs provide unique tax advantages that you can’t get with any other retirement plan. So what is a Roth IRA, and should you include it in … Read more

Near the end of 2023, Mint announced that they were closing up shop by March of 2024. For years, I’d used Mint in my early to mid-twenties to help me manage spending. Budgeting is a key component of responsible money management and Mint made it super easy. Over the years, I focused more on investing … Read more

Testerup Strengths Multiple offers are available at all times Most offers have high payouts from $50 to $200 Premium loyalty program and refer-a-friend bonuses Quick payouts via PayPal or bank deposit Weaknesses High $70 redemption minimum Most offers are only for playing games Earning the total payout is time-consuming In-game purchases are usually necessary Many … Read more

The end of the year can be a hectic time. You have the stress of the holidays, probably quite a bit of travel, plus a mix of revelry and fun… so it’s understandable that the last thing you’d want to think about is your finances. But with the year coming to an end, there’s a … Read more

Whether you’re on a no-spend weekend or simply interested in saving a buck, there are plenty of fun things you can do without spending a dime.  Whether you’re interested in planning a solo activity or spending time with a group, we’ve put together a great list of ideas to keep you busy without hurting your … Read more

Emma Chamberlain is a famous Youtuber and social media personality who has over 12 million Youtube subscribers and nearly 16 million Instagram followers. She’s parlayed that into a coffee company, Chamberlain Coffee. A few weeks ago, she went on Colin and Samir, a fantastic Youtube show about creators, and she shared something you might find … Read more

The Platinum Card® from American Express and the American Express® Gold Card are two of today’s most prestigious rewards credit cards. However, both cards have their strengths and weaknesses, so it’s worth your time to research the benefits of each to find the best match. For example, the Amex Platinum is preferred by many frequent flyers … Read more

* These banks offer higher rates through Raisin, a bank account marketplace (read our Raisin review for how it works) With interest rates at highs we haven’t seen in years, you are probably wondering which savings account will earn you the most money. If you have money in savings, it makes sense that you’ll want … Read more

The best business checking accounts can help you keep track of your business’s day-to-day financial transactions. However, many new business owners hesitate to start because of the perceived complexity. There are required documents, rules, and regulations about using the account. But setting up a business checking account doesn’t have to be stressful or time-consuming. In this … Read more

Understanding the 5-Year Rule is important for getting the benefits you need. Although it’s not officially called that, here’s what the SSA’s Code of Federal Regulations says about the 5-Year Rule: “No waiting period is required if you were previously entitled to disability benefits…any time within 5 years of the month you again became disabled.” … Read more