The Pareto principle is often called the 80-20 rule and refers to the idea that 80% of the results come from just 20% of the work. It’s an idea that has been pushed into a lot of different areas. Businesses often get their 80% of sales from 20% of their customers. 20% of the people … Read more

Even if you don’t understand what AI – artificial intelligence – is, there’s little doubt it’s changing the way many industries function, often in the most fundamental ways. As such, learning how to make money online with AI is becoming increasingly important. It’s revolutionizing a large number of industries and occupations, and as always, those … Read more

You’ve probably heard of “the 1%.” They’re the absurdly wealthy who have more wealth than the remaining 99% (based on data from Credit Suisse). But what does it take to be in the 10%? 20%? Is it still stunningly wealthy? Or does the line drop quickly? We know that the average net worth of Americans … Read more

Found Strengths No monthly fees Unlimited transactions No overdraft fees Built-in tools for budgeting and payments Send unlimited invoices Weaknesses Limits on cash deposits Limited customer service during evenings and weekends No check-writing capabilities No outgoing wire transfers More small business owners are shying away from traditional banks in favor of banking fintechs that offer … Read more

StellarFi Strengths May improve your credit score within the first few months Reports to the major credit bureaus No hidden fees, deposits, or interest charges Access to free financial and credit education Weaknesses No free plan Limited customer service availability Doesn’t report past payments before enrollment Still a young company StellarFi is a credit builder … Read more

Tax preparation is one of those services where prices can vary a lot. As a general rule, the more you do, the less it will cost. The more an accountant does, the more it will cost. It’s not unreasonable for a professionally prepared tax return to cost several hundred dollars or more. How much this … Read more

As soon as your business starts making money, you must decide how to pay yourself. Paying yourself isn’t complicated, but there are tax considerations to be aware of. There are two main ways to pay yourself as a business owner: by taking a salary or by taking an owner’s draw — or a combination of … Read more

If you’re a business owner sitting on a significant amount of excess cash, it’s probably time to add a business savings account to your list of financial tools. But with so many accounts to choose from, how do you know which one is right for your business? The best business savings accounts offer attractive yields, … Read more

Klarna is a popular buy now, pay later (BNPL) platform offering flexible repayment options for small or large purchases. Klarna works with most online merchants and also offers exclusive deals and rewards to help you save money.  While there’s a lot to like about Klarna, other buy now, pay later (BNPL) apps may offer benefits … Read more

From help with writing and email filtering to online shopping and traffic navigation, AI-powered apps are making our lives easier. But did you know that AI can also help you manage your money? In this article, we’re sharing a list of AI-powered apps designed to help you save money. So whether you want to invest … Read more