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First Commonwealth Bank is a community bank with 129 domestic locations in two states (but a footprint that spans several more) that offers a nice little bonus on their checking and savings accounts. First Commonwealth Bank is the result of a merger of several community banks in western Pennsylvania and, as with every bank listed … Read more

Did you get a deposit into your bank account from TPG PRODUCTS SBTPG LLC? Or just TPG Products? Or some version of that? And did the deposit come from Civista Bank? A bank that you’ve never heard of? If so, you’re probably wondering why because the name is acronym soup and not something you expected. It … Read more

If you’re an early adopter of technology or enjoy investing in tomorrow’s trends, you’ve likely explored artificial intelligence (AI) stocks. AI might be the most impactful technology of the decade, and it’s reshaping business practices in many industries. For example, ChatGPT from OpenAI is one of this year’s most-used software programs. The AI-powered chatbot uses … Read more

If your FICO credit score is under 600, trying to borrow money can feel like a hopeless situation. After all, a low credit score can affect your ability to obtain a standard credit card, car loan, or mortgage. It doesn’t make those things unattainable; however, it will limit your options when it comes to the … Read more

If you received a state stimulus check in 2022, you may be wondering, as you prepare your taxes, if those payments are considered income and thus taxable at the federal or the state level. Fortunately, the IRS issued a statement in early February that will help answer your question. In short, most of the payments … Read more

Many cryptocurrency exchanges offer sign-up bonuses to draw potential customers. You can receive free Bitcoin or funds you can use to purchase your preferred altcoin, depending on the offer. The terms and conditions vary, from the bonus amounts to the qualifying criteria. Most exchanges will pay you a few dollars for completing your first trade. … Read more

Traditional banks aren’t always the best option, as their fees are often higher, and you can’t always maximize the benefits. In addition, the membership requirements can also be challenging if you don’t have a clean financial history. Thankfully, there are alternatives, like Spruce Money. Spruce offers free mobile banking and other hands-on tools to make … Read more

Credit score apps make it easy to keep track of your credit from your smartphone or tablet. In addition to regular credit reporting, many credit score apps come with added features, like budgeting and credit-building tools, identity theft protection, and more. But not all credit score apps were created equally. Some of the apps allow … Read more

If you have a checking or savings account at a large brick and mortar bank, you’re making nearly nothing in interest. The rates are abysmal… and they know it. They will never increase it. They expect some of you to keep your cash there and they boost their profits. They also expect the savvier customers … Read more

If you’ve ever “linked” your bank account to a fintech platform, chances are you did so with Plaid. Many finance and investing apps such as Empower Personal Dashboard, Acorns, and Vyzer use Plaid to connect your bank account to their platform without storing your sensitive credentials on their servers. In addition to the added security, … Read more