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When I started working, I kept a budget in an Excel spreadsheet. I tracked everything down to the penny. It was borderline insane. But I was in my twenties, I had very little responsibility, few expenses, and plenty of free time. Tracking expenses in a spreadsheet for a super nerd like me was trivial. And … Read more

Have you ever wondered about the appropriate amount to tip your Uber or Lyft driver? Or if you should even tip them at all? This is a common question, and for good reason. It’s important to know whether tipping a rideshare driver is appropriate and, if so, how much you should give them. Read on … Read more

What do you do with your old laptop when it starts slowing down? If you’re like many people, you scrap the old one and move on to something new. But if you do, you may leave a lot of cash on the table. That’s why it’s good to know your options for getting rid of … Read more

Many consumers have “cut the cord” on cable TV because they’re tired of paying $100-plus per month for 500 channels but only watching 20 of them. Eliminating this expense has become a consistent strategy among those looking to cut costs in a time of rising prices. But what if you’re a pro football fanatic? Is … Read more

Stores and restaurants love gift cards. It’s rumored that Starbucks has around $1.6 billion in stored value on gift cards. That’s a $1.6 billion interest-free loan from its customers. I know we are a contributor of around $25 or so – it’s convenient to load up the app and pay for coffee that way. We … Read more

Are you searching for a great gift for under $100? Of course, you could spend hours browsing the unending number of online stores for the perfect gift.  Or you could use our list and find a unique gift idea for nearly every person in your life on just one page. We’ve got something here for … Read more

It’s known as the information superhighway, but getting trustworthy answers to complex questions on the internet is still challenging. That’s where JustAnswer comes in. It’s a gig economy platform that allows you to draw on your professional experience to answer questions for people on nearly any topic. With JustAnswer, you can work in your free … Read more

Sending and receiving money via peer-to-peer money transfer apps is becoming increasingly popular. And as more people use P2P sending apps, more scammers appear to swindle innocent people out of their money.  In this article, we explore some of the most common scams experienced by users of Cash App. Get to know these swindling scams … Read more

Have you ever found yourself confused by the rewards programs offered by the most prestigious rewards credit cards? Whether cash back or travel points, the most valuable lucrative rewards programs tend to be convoluted, making it difficult to figure out how to earn and redeem points. By comparison, a good 2% cash-back credit card can … Read more

In early November, on his radio show, Dave Ramsey offered up some advice that was flat out wrong. A caller was asking about retiring early and safe withdrawal rates. A short clip was posted on Twitter/X by Marvin Bontrager in which Ramsey seemed to get upset and annoyed at one of his own team members, … Read more