If you need to send money to a friend or receive payment, chances are you’re using PayPal or Venmo. Millions of people use these two payment apps to transfer money every day. But while both platforms offer a similar service, and PayPal actually owns Venmo, there are some key differences. For example, PayPal operates internationally, … Read more
Are you looking for a money app that can help you manage your day-to-day spending? Rocket Money claims to do just that, as well as help you cancel unwanted subscriptions and plan for future purchases. But is Rocket Money safe to use, and how does it compare to similar budgeting apps like YNAB and Personal … Read more
Not enough Americans who need life insurance have it. Why is that? While most people would tell you that they’re familiar with the concept of life insurance, I don’t think that many fully understand how it works or why it’s so important. If they did, more than 40% of the population would have enough life … Read more
First Commonwealth Bank is a community bank with 129 domestic locations in two states (but a footprint that spans several more) that offers a nice little bonus on their checking and savings accounts. First Commonwealth Bank is the result of a merger of several community banks in western Pennsylvania and, as with every bank listed … Read more
Did you get a deposit into your bank account from TPG PRODUCTS SBTPG LLC? Or just TPG Products? Or some version of that? And did the deposit come from Civista Bank? A bank that you’ve never heard of? If so, you’re probably wondering why because the name is acronym soup and not something you expected. It … Read more
If you’re an early adopter of technology or enjoy investing in tomorrow’s trends, you’ve likely explored artificial intelligence (AI) stocks. AI might be the most impactful technology of the decade, and it’s reshaping business practices in many industries. For example, ChatGPT from OpenAI is one of this year’s most-used software programs. The AI-powered chatbot uses … Read more
If your FICO credit score is under 600, trying to borrow money can feel like a hopeless situation. After all, a low credit score can affect your ability to obtain a standard credit card, car loan, or mortgage. It doesn’t make those things unattainable; however, it will limit your options when it comes to the … Read more
If you received a state stimulus check in 2022, you may be wondering, as you prepare your taxes, if those payments are considered income and thus taxable at the federal or the state level. Fortunately, the IRS issued a statement in early February that will help answer your question. In short, most of the payments … Read more
Many cryptocurrency exchanges offer sign-up bonuses to draw potential customers. You can receive free Bitcoin or funds you can use to purchase your preferred altcoin, depending on the offer. The terms and conditions vary, from the bonus amounts to the qualifying criteria. Most exchanges will pay you a few dollars for completing your first trade. … Read more
Traditional banks aren’t always the best option, as their fees are often higher, and you can’t always maximize the benefits. In addition, the membership requirements can also be challenging if you don’t have a clean financial history. Thankfully, there are alternatives, like Spruce Money. Spruce offers free mobile banking and other hands-on tools to make … Read more