If your FICO credit score falls between 600 – 649, it’s considered to be “fair” or even “poor,” depending on the lender you’re dealing with. While that may hurt your chances of being approved for some of the more popular rewards credit cards, it doesn’t completely put you out of the game. The upside to … Read more
Most of the articles on this site are geared towards folks who are around the start or mid-point of their working years – partly because that’s my perspective. From time to time, I have folks near or in retirement ask me questions about Social Security. I want to admit right at the front that I’m … Read more
Finding a place to exchange foreign currency can be challenging. From banks to airport kiosks, every currency exchange business has different rules about exchange rates, fees, waiting periods, and more. To help, we’ve created the following list of the best places to exchange foreign currency based on the features that matter to you most. Table … Read more
Securing a great savings account interest rate is one of the easiest ways to earn income on your cash deposits. However, with so many banks and savings accounts to choose from, the process can be time-consuming. Raisin is a relatively new savings account platform that can simplify the research process because they partner with FDIC-insured … Read more
Gold has long been considered a valuable investment, partly because it maintains its value over the long term and acts as an effective hedge against inflation. When the cost of living rises, the price of gold tends to do the same. As such, gold bars, also known as gold bullion, tend to be popular investment … Read more
Artificial intelligence, or AI, is all over the news these days. It’s somewhat of a controversial topic since it has the potential to change the economy, the job market, and even human existence, so discussions of the topic run both are wide-ranging. If one thing is certain, it’s that AI has investment potential. Whether you … Read more
If you manage a large investment portfolio, especially if you are an active trader, it can be difficult to stay on top of your account balances and activity. That’s where a good stock tracker can help. But with so many to choose from, how do you know which one is right for your portfolio? In … Read more
The term “IPO” – or initial public offering – is well known to the wealthiest of investors, and for good reason. Investing in this asset class has traditionally been limited to financial institutions and wealthy private investors. But in recent years, it’s become possible for regular folks to get in on the action, too. There’s … Read more
Do you have a cabinet full of DVDs you’re looking to get rid of? With streaming services like Netflix and Disney+ so readily available, more and more people are getting rid of their DVD movie media collections. If you’re one of them, you may wonder where you can sell your old DVDs. The short answer … Read more
Over the years, I’ve seen my fair share of personal finance apps. The ones that are free tend to be fairly useful but loaded with advertisements or other “features” designed to sell you more stuff. Nothing wrong with that, since the tool is free, but they can be cumbersome. The ones that are paid tend … Read more