Many consumers have “cut the cord” on cable TV because they’re tired of paying $100-plus per month for 500 channels but only watching 20 of them. Eliminating this expense has become a consistent strategy among those looking to cut costs in a time of rising prices. But what if you’re a pro football fanatic? Is … Read more
Stores and restaurants love gift cards. It’s rumored that Starbucks has around $1.6 billion in stored value on gift cards. That’s a $1.6 billion interest-free loan from its customers. I know we are a contributor of around $25 or so – it’s convenient to load up the app and pay for coffee that way. We … Read more
Are you searching for a great gift for under $100? Of course, you could spend hours browsing the unending number of online stores for the perfect gift. Or you could use our list and find a unique gift idea for nearly every person in your life on just one page. We’ve got something here for … Read more
It’s known as the information superhighway, but getting trustworthy answers to complex questions on the internet is still challenging. That’s where JustAnswer comes in. It’s a gig economy platform that allows you to draw on your professional experience to answer questions for people on nearly any topic. With JustAnswer, you can work in your free … Read more
Sending and receiving money via peer-to-peer money transfer apps is becoming increasingly popular. And as more people use P2P sending apps, more scammers appear to swindle innocent people out of their money. In this article, we explore some of the most common scams experienced by users of Cash App. Get to know these swindling scams … Read more
Have you ever found yourself confused by the rewards programs offered by the most prestigious rewards credit cards? Whether cash back or travel points, the most valuable lucrative rewards programs tend to be convoluted, making it difficult to figure out how to earn and redeem points. By comparison, a good 2% cash-back credit card can … Read more
In early November, on his radio show, Dave Ramsey offered up some advice that was flat out wrong. A caller was asking about retiring early and safe withdrawal rates. A short clip was posted on Twitter/X by Marvin Bontrager in which Ramsey seemed to get upset and annoyed at one of his own team members, … Read more
Studies show that Gen Z is focusing less on aggressively saving for early retirement and more on enjoying life in the present. This “soft saving” trend prioritizes quality of life and living in the moment over amassing savings. While resistance against hustle culture is good for mental health, not taking advantage of saving young could … Read more
With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, … Read more
Charge-offs on your credit report can sink your credit score and affect your ability to get a loan, credit card, or mortgage. It can also make it more difficult to get a job or rent an apartment. Most of the time, legitimate charge-offs on a credit report must be paid, but there are instances in … Read more