On June 29th, 2007, Apple released the first iPhone. The 4GB model was priced at $499. If instead of buying the phone, you invested $500 into Apple stock on June 29th, 2007 – how much would you have today? $29,079.14 It’s an astounding annual rate of return of 27.02%. (source: Stockchoker, fueled by Yahoo! Finance … Read more
When starting a business, one question is bound to come up: “Should I start an LLC?” There are several advantages to setting up a business as an LLC (limited liability company), but it’s not the best move for every freelancer or entrepreneur. You must consider legal liability, ownership structure, potential tax advantages, and more. What … Read more
Most businesses should open a business checking account at formation or upon earning consistent revenue from a hobby. This allows you to keep accurate records right away. It’s also a way to establish a credible business presence. You don’t need to earn any revenue to qualify for an account. You only need to provide the … Read more
BMO Alto Review Product Name: BMO Alto Product Description: BMO Alto offers online savings accounts and CDs with competitive interest rates, zero fees, and no minimum balance requirements. Summary BMO Alto provides a high-yield savings account and certificates of deposit (CDs). There are no account minimums or service fees that traditional banks may require to … Read more
Virtual mailbox services provide users with a real street address where they can receive mail. They also offer a variety of other services geared to small businesses. They are popular with digital nomads who may lack a fixed address, or self-employed individuals who work from home and would rather not use a P.O. Box or … Read more
When you are living paycheck to paycheck, breaking out of that cycle seems impossible. You’re always playing catch up or you’re one emergency away from being sent back to the start. Or worse. But it is doable, and believe it or not, you don’t even have to find ways to earn more money to do … Read more
MyPoints Review Product Name: MyPoints Product Description: MyPoints is a get-paid-to site that rewards you with points for completing various activities. Summary MyPoints is a rewards site that helps you earn points that you can trade in for gift cards to Amazon, PayPal, Walmart and other retailers. You can earn points for completing activities such … Read more
RedPocket Mobile Review Product Name: RedPocket Mobile Product Description: RedPocket Mobile is an MVNO wireless carrier that offers coverage on every major network in the U.S. Summary RedPocket Mobile is a discount cell phone service provider with a unique feature: You can choose the network you want to operate on and switch networks when needed. … Read more
As a family with four kids, with the oldest two being almost thirteen and eleven, we’re starting to think about getting them smartphones. When our oldest was about eight, we got him a Gizmo Watch. We wanted to be able to communicate with him and a Gizmo Watch was the easiest (and most affordable) way … Read more
J.P. Morgan Self-Directed Investing Product Name: J.P. Morgan Self-Directed Investing Product Description: J.P. Morgan Self-Directed Investing offers commission-free brokerage accounts with minimum investments of just $1. Summary J.P. Morgan Self-Directed Investing offers trading in individual stocks, ETFs, mutual funds, and options. Trades are commission-free, and you can begin investing with just $1 — although there … Read more