There are several ways to invest in crowdfunded real estate with $1,000 and get exposure to properties previously exclusive to wealthy investors. But a new platform adds transparency and simplicity to the investment process through tokenized real estate. Eligible accredited investors can utilize HoneyBricks to invest in real estate using security tokens. But how does tokenized … Read more

Are you familiar with the HALT method? I recently learned about the HALT method as it is a saying from Alcoholics Anonymous and they use it to identify relapse triggers. While I can’t speak on relapses and alcoholism, if a tool is useful for identifying situations and preventing a relapse with an addiction to alcohol, … Read more

If you’re a fan of side hustling, you’ll be interested in the side hustle stack. A side hustle stack can change your income from good to great to bring on “early retirement!” In this article, I’ll show you how to create the perfect side hustle stack, one that aligns with your specific financial goals and … Read more

A mutual fund can be one of the easiest ways to invest, as it gives you exposure to hundreds or even thousands of underlying stocks and bonds, even if you only have small amounts to invest. Most people can invest in mutual funds through a workplace retirement plan such as a 401k or a Thrift … Read more

One of the biggest expenses in anyone’s budget is their housing. Experts recommend keeping housing to a maximum of 30% of your income – 30% is a big chunk! And many times we pay rent with a check or draw on your checking account, a way that earns us nothing in terms of rewards (and … Read more

If you struggle with poor credit or are new to credit, you may have heard of credit builder services as a way to increase your credit score. But how do they work, and are credit builder loans and credit cards legit? Like anything else, credit builder services aren’t for everyone, but if used properly, they … Read more

Awkward money situations are a fact of life. They’re going to come up, so it’s best to be prepared. Today, we’ll examine two specific situations that I bet you’ve dealt with before. But first, I want to share one of the greatest ways to address any awkward money moment.  It’s a take on the classic … Read more

To the befuddlement of my millennial peers, I’m a huge fan of cash. Personally, I blame growing up in Japan and China where cash not only was, but still largely is, king. I use my credit cards a lot (hello, reward points!) – but I will always have at least some cash on my person and … Read more

Spending money and accumulating material things can be addictive. In fact, you can even experience a dopamine release in your brain, giving you a natural high, from the mere anticipation of buying something you want. Wanting to get that next hit of the good feels can mean using justifications for why you “need” to make … Read more

We are engaged in so many different financial relationships in our lives. Roommates, friends, romantic partners, so today, let’s talk about some of the best strategies for navigating those different money moments.  Handling money with your roommate A roommate should be a financial help not a burden. After all, it’s someone with whom you can … Read more