California is one of the most populous states and has the largest economy in the United States with a gross state product (GSP) of $3.37 trillion in 2021. If California were an independent country, it would be the 5th largest economic power behind only the United States, China, Japan and Germany! It may come as … Read more

Buy now, pay later (BNPL) loans let you purchase items either in-person or online and pay for them in installments, usually from three months to one year. But what exactly is a buy now, pay later loan? And is it a good idea to use them when offered to you? One of the leading companies … Read more

I first learned about mph.bank through the SaveBetter platform because they were offering a high interest rate on their money market deposit account. They’re the online bank subsidiary of Liberty Savings Bank and while they’re relatively new, their parent bank has been around for quite some time. If you’ve been thinking about opening an mph.bank … Read more

When you open an account with a new bank, one of the first things you want to know is your ATM withdrawal limits. Knowing how much you can spend with your debit card is also important. Understanding how your withdrawal limits work will make it much easier to manage your money, and it can help … Read more

The last few years have wrought havoc on people’s finances. First, there was COVID, which cost approximately 9.6 million Americans their jobs. And now there’s inflation, which is currently hovering at around 8.3% after falling from its June peak of 9.1% – the highest it had been for 40 years. Thankfully, the $5 trillion in … Read more

There are several ways to invest in crowdfunded real estate with $1,000 and get exposure to properties previously exclusive to wealthy investors. But a new platform adds transparency and simplicity to the investment process through tokenized real estate. Eligible accredited investors can utilize HoneyBricks to invest in real estate using security tokens. But how does tokenized … Read more

Are you familiar with the HALT method? I recently learned about the HALT method as it is a saying from Alcoholics Anonymous and they use it to identify relapse triggers. While I can’t speak on relapses and alcoholism, if a tool is useful for identifying situations and preventing a relapse with an addiction to alcohol, … Read more

If you’re a fan of side hustling, you’ll be interested in the side hustle stack. A side hustle stack can change your income from good to great to bring on “early retirement!” In this article, I’ll show you how to create the perfect side hustle stack, one that aligns with your specific financial goals and … Read more

A mutual fund can be one of the easiest ways to invest, as it gives you exposure to hundreds or even thousands of underlying stocks and bonds, even if you only have small amounts to invest. Most people can invest in mutual funds through a workplace retirement plan such as a 401k or a Thrift … Read more

One of the biggest expenses in anyone’s budget is their housing. Experts recommend keeping housing to a maximum of 30% of your income – 30% is a big chunk! And many times we pay rent with a check or draw on your checking account, a way that earns us nothing in terms of rewards (and … Read more