If you want to save time and money, lower the amount of mistakes you make, and improve your finances all in one go – start automating your financial tasks. I used to do a lot of financial tasks manually. It felt “safer.” But it was all an illusion. It’s not safer to mail a bill … Read more

You’ve likely heard the stories about the IRS being notified when you deposit a large amount of cash. But what happens when you deposit over $10,000? Who is responsible for reporting large deposits? And what will the IRS do if you deposit large amounts of cash? We answer these questions and more in this article.  … Read more

You’ve likely heard the stories about the IRS being notified when you deposit a large amount of cash. But what happens when you deposit over $10,000? Who is responsible for reporting large deposits? And what will the IRS do if you deposit large amounts of cash? We answer these questions and more in this article.  … Read more

If you’re looking to get the best interest rate on your short-term savings, your best option is likely an online high-interest savings account. But with so many options, it can be hard to decide where to place your money. The Marcus Online Savings account and the American Express Online Savings account are popular options. Both … Read more

If you have spent time looking for a new bank or seen some of the new personal finance apps, you’ve probably seen quite a few “neobanks.” Sometimes they’re apps that are layered on top of a partner bank. Sometimes they offer a full suite of banking services but your money is held with a partner … Read more

Investment funds that track the S&P 500 index make up the core holdings in many investment portfolios, and Fidelity’s S&P 500 Index Fund (FXIAX) and Vanguard’s S&P 500 ETF (VOO) are two of the most popular. Of the two, which fund should you choose for your portfolio? The choice isn’t an easy one because the … Read more

Cash App is a convenient app and debit card that lets you make purchases, transfer money, and invest. You can even play online games that pay instantly to Cash App. Before signing up for a service like Cash App, however, it’s important that you know where to reload your Cash App card.  The app offers … Read more

Whenever you own something, you know you’re responsible for maintenance. Whether it’s your car, your house, your pet or your body – maintenance is a necessary component but it also increases lifespan and quality of life. Your money is the same way. It’s something you are responsible for. Your financial system is something that requires … Read more

I’m a huge fan of Costco and we the vast majority of our shopping there. In fact, I’d argue that close to 50% of our food budget is spent at Costco. Most of what we buy there is fruit, meat, and other produce because the daily prices are simply unbeatable. We have a large family … Read more

Are you a young teenager searching for a job or a parent ready for your teen to start making some money? While some businesses won’t hire anyone under 16 years of age, many companies are happy to employ teens at 14 or 15 years old. Most jobs will be entry-level and customer service-focused, but you’ll … Read more