HeyBenny Review Product Name: Benny Product Description: Benny is an ESPP financing platform that helps employees of publicly traded companies maximize their Employee Stock Purchase Plan benefits. Summary Benny is a financial platform that helps employees of publicly traded companies maximize their Employee Stock Purchase Plan (ESPP) benefits. It advances the funds to employees with … Read more

If you no longer need a credit card, your intuition would tell you to cancel it. Cut up the card and toss the pieces in the trash. But canceling a card can lower your credit score because of how the credit score calculation. If you no longer need a credit card, here’s how to safely … Read more

ipostal1 Review Product Name: ipostal1 Product Description: ipostal1 is a virtual mailbox for personal and business use. With iPostal1, you get a real street address as well as daily scanning of mail and parcels. Summary ipostal1 is a virtual mailbox that offers a physical street address for individuals and businesses. It also provides virtual office … Read more

Evergreen Money Product Name: Evergreen Money Product Description: Evergreen Money is a high yield checking account that sweeps your funds into Treasury Bills to get you a higher yield. The interest is exempt from state and local taxes, which makes the effective yield even higher. Summary Evergreen is a fintech company that uses the banking … Read more

Knowing how to organize your bill payments ensures that your money goes where it needs to go and at the right time. In fact, having a bill payment process in place is an important part of budgeting. But setting up the right bill payment system is easier said than done. To help, we’ve compiled a … Read more

How much of my monthly budget should I be spending on food? Am I eating out too much? What about rent? Am I spending too much on rent or maybe utilities? These are all difficult questions. It’s hard to know if we’re spending too much or too little unless we’re constantly in the red, but … Read more

When I was thirty, before we had kids, we adopted an 8 or 9 year old beagle named Tobey. There was a local shelter hosting an event outside of a Petco and we wanted to rescue a dog, so we went. Tobey was a stinky old beagle who immediately leaned up against my shins and … Read more

For decades, if you wanted to get a good credit score, you had to demonstrate your ability to use credit. To do that, you had to borrow money. Borrow money, pay it off regularly, and wait. But while frequently using revolving credit products can help you build credit, you also risk overspending and being unable … Read more

Employee stock purchase plans, or ESPPs, are an employee benefit some employers offer. Though not as popular as health insurance and 401(k) plans, they can be a valuable source of additional income to supplement your regular earnings. Here are eight things to know about your ESPP if your employer offers one. Table of Contents 1. … Read more

Reader Mike sent me an intriguing certificate of deposit offer from Navy Federal Credit Union – their Limited-Time Offer: 18-Month EasyStart Share Certificate. It’s a no-penalty add-on CD with an 18-month term, coupling two features I’ve never seen together (yet). I have no relationship with Navy Federal Credit Union, so I can’t speak to the … Read more