Vanguard Cash Plus Account Review 2024

Vanguard Cash Plus Account Product Name: Vanguard Cash Plus Account Product Description: The Vanguard Cash Plus Account is a high interest rate cash management account that does not offer a debit card or checks. You can access funds via ACH transfers. Summary Vanguard has offered a new cash management account that could be a good … Read more

Best Chime Alternatives: Which One Is Best for You?

According to its website, Chime is a fintech company that provides “peace of mind” banking. With nearly 10 million members, we can assume customers are happy with Chime. If you’d like to learn more about Chime, here’s our full review. However, many other fintech companies and online banks offer features similar to Chime, such as a … Read more

Kikoff Review: Build Your Credit with $750

Kikoff Product Name: Kikoff Product Description: Kikoff is a credit-building service that offers a secured credit card that allows you to buy items from the Kikoff store to help build credit. Summary Kikoff is offers a secured credit card that can be used in the kickoff store. There are no monthly or annual fees and … Read more

What is Portfolio Diversification?

I was in a Facebook group when I saw this post: First, kudos to the original poster for realizing that the money you invest today should not be needed for 5+ years. Next, while they were not explicitly asking about diversification, it felt like this person wanted to “add to the mix” because doing so … Read more

Monarch Money Review: Create a Plan for Your Money

Monarch Money Product Name: Monarch Money Product Description: Monarch Money is a budgeting app that can monitor your financial progress and make it easier to plan for the future. Summary Monarch Money is a budgeting app that tracks your spending against your budget and automatically pulls your recurring expenses into a calendar format. You can … Read more

Self Credit Builder Account Review 2024

Self Credit Builder Product Name: Self Credit Builder Product Description: The Self Credit Builder Account is a personal loan that builds both credit and your savings at the same time. Summary The Self Credit Builder Account is a loan that, instead of receiving the funds from the loan, they are put into a CD to … Read more

What is the 20-4-10 Rule?

We’re a family of six who recently added a furry four legged friend to the mix and as such, we’re going to need a bigger car. Our daily driver is a Toyota Highlander. Before getting a dog, it was starting to get tight in the third row for our older kids. If you’re driving around … Read more