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Upgrade is a financial technology company that offers banking services through a variety of banking partners. They’re known for their personal loans but they also offer deposit products, like a rewards checking and savings account, as well as credit and debit cards. Checking and savings accounts are provided by FDIC-insured Cross River Bank and their … Read more

Have you ever calculated how much your time is worth? As they say, money is time. There are so many ways to do it. You can take your salary and divide it by 2,000. You can take a multiple of that, say 2x or 3x. Or you can just say “I’m valuing it at $X” … Read more

Did you know? You may be required to pay tax on part of your child’s unearned income. It’s a provision in the federal tax law commonly referred to as the “kiddie tax.” But how does the kiddie tax work, and are there ways you can avoid paying it? One thing is certain – if you … Read more

Do you receive your paycheck via direct deposit? Have you ever wondered what time it actually hits your bank account? It’s important information to know, especially if you have automatic deductions coming out of your account around the same time. Here’s a closer look at how direct deposit works, when it hits your bank account, … Read more

Amalgamated Bank has a generous money market bank bonus that not only pays you an incentive bonus based on the amount you deposit but it also pays interest, currently 3.50% APY. It’s a one-two punch in a money market account that makes it a really appealing offer. But who is Amalgamated Bank and are they … Read more

Do you live in Georgia, North Carolina, South Carolina, Tennessee or Virginia? If so, you’re eligible for a massive $400 bonus from HomeTrust Bank if you open a new personal checking account and meet some minimum qualifications. Table of Contents Who is HomeTrust Bank? How to get up to $400 from HomeTrust Bank How does … Read more

When shopping for life insurance, you want to make sure the company you’re dealing with is going to be around for a while. And while size isn’t everything, companies with a larger market share have a more extensive customer base which can translate to greater financial stability. To help you in your search, I’ve compiled … Read more

If you need to send money to a friend or receive payment, chances are you’re using PayPal or Venmo. Millions of people use these two payment apps to transfer money every day. But while both platforms offer a similar service, and PayPal actually owns Venmo, there are some key differences. For example, PayPal operates internationally, … Read more

Are you looking for a money app that can help you manage your day-to-day spending? Rocket Money claims to do just that, as well as help you cancel unwanted subscriptions and plan for future purchases. But is Rocket Money safe to use, and how does it compare to similar budgeting apps like YNAB and Personal … Read more

Not enough Americans who need life insurance have it. Why is that? While most people would tell you that they’re familiar with the concept of life insurance, I don’t think that many fully understand how it works or why it’s so important. If they did, more than 40% of the population would have enough life … Read more