admin Found Strengths No monthly fees Unlimited transactions No overdraft fees Built-in tools for budgeting and payments Send unlimited invoices Weaknesses Limits on cash deposits Limited customer service during evenings and weekends No check-writing capabilities No outgoing wire transfers More small business owners are shying away from traditional banks in favor of banking fintechs that offer … Read more
StellarFi Strengths May improve your credit score within the first few months Reports to the major credit bureaus No hidden fees, deposits, or interest charges Access to free financial and credit education Weaknesses No free plan Limited customer service availability Doesn’t report past payments before enrollment Still a young company StellarFi is a credit builder … Read more
Tax preparation is one of those services where prices can vary a lot. As a general rule, the more you do, the less it will cost. The more an accountant does, the more it will cost. It’s not unreasonable for a professionally prepared tax return to cost several hundred dollars or more. How much this … Read more
As soon as your business starts making money, you must decide how to pay yourself. Paying yourself isn’t complicated, but there are tax considerations to be aware of. There are two main ways to pay yourself as a business owner: by taking a salary or by taking an owner’s draw — or a combination of … Read more
If you’re a business owner sitting on a significant amount of excess cash, it’s probably time to add a business savings account to your list of financial tools. But with so many accounts to choose from, how do you know which one is right for your business? The best business savings accounts offer attractive yields, … Read more
Klarna is a popular buy now, pay later (BNPL) platform offering flexible repayment options for small or large purchases. Klarna works with most online merchants and also offers exclusive deals and rewards to help you save money. While there’s a lot to like about Klarna, other buy now, pay later (BNPL) apps may offer benefits … Read more
From help with writing and email filtering to online shopping and traffic navigation, AI-powered apps are making our lives easier. But did you know that AI can also help you manage your money? In this article, we’re sharing a list of AI-powered apps designed to help you save money. So whether you want to invest … Read more
Some companies provide their employees with an opportunity to purchase company stock. Not only does it benefit employees, but it also encourages employee ownership in the company. That ownership can enhance worker retention and incentivize employees to be more productive in their jobs. Two popular options for company stock ownership are the Employee Stock Ownership … Read more
Service Credit Union is a credit union based out of New Hampshire with a bonus offer for folks with a direct deposit to move over. They were established in 1957 to support the military personnel and their families at Pease Air Force Base but they’ve expanded to more than fifty locations across New Hampshire, North … Read more
How much do you need to have saved to enjoy a fruitful retirement? The answer is difficult. It’s hard to project how much you think you’ll be spending once you stop working. Will you eat out as much? Will you travel more? You may have heard of the 4% rule – that you can safely … Read more