admin In early November, on his radio show, Dave Ramsey offered up some advice that was flat out wrong. A caller was asking about retiring early and safe withdrawal rates. A short clip was posted on Twitter/X by Marvin Bontrager in which Ramsey seemed to get upset and annoyed at one of his own team members, … Read more
Studies show that Gen Z is focusing less on aggressively saving for early retirement and more on enjoying life in the present. This “soft saving” trend prioritizes quality of life and living in the moment over amassing savings. While resistance against hustle culture is good for mental health, not taking advantage of saving young could … Read more
With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, … Read more
Charge-offs on your credit report can sink your credit score and affect your ability to get a loan, credit card, or mortgage. It can also make it more difficult to get a job or rent an apartment. Most of the time, legitimate charge-offs on a credit report must be paid, but there are instances in … Read more
With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, … Read more
With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, … Read more
ACH and wire transfers are two of the most common ways to send money from your bank account electronically. There are several differences between each delivery method, including delivery speed, cost, and transaction limits. For example, you may need to send a final loan payoff by wire instead of ACH so the lender can receive … Read more
With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, … Read more
With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured, … Read more
When you need cash, an ATM machine is usually the easiest way to get it. But there’s another option. You can also request cash back from the cashier when you’re out shopping. Depending on how much money you need, that may be the most convenient option. But how do you know which stores offer cash … Read more