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In the beginning, investing was simple. A bunch of guys sat around a buttonwood tree on Wall Street (not literally but you get the picture). To buy and sell stocks, you had to call to a stockbroker. It was simple but expensive (0.25% commission per trade!). Today, investing looks complicated because it has a lot … Read more

Do you ever see influencers share amazing deals they get on flights or hotels based on their credit card points? It’ll be something like – “I got this $5,000 business class flight for just $200” or something similarly crazy? It’s usually two things: They got a huge sign up bonus for a credit card They … Read more

Do you ever see influencers share amazing deals they get on flights or hotels based on their credit card points? It’ll be something like – “I got this $5,000 business class flight for just $200” or something similarly crazy? It’s usually two things: They got a huge sign up bonus for a credit card They … Read more

CreditFresh Review: Quick Credit Approvals But Is it Worth the Cost? Product Name: CreditFresh Product Description: CreditFresh is a payday loan alternative that offers a quick-approval line of credit targeted at borrowers with low to fair credit. Summary CreditFresh is a payday loan alternative that offers a quick-approval line of credit targeted at borrowers with … Read more

Alliant Credit Union is an 100% digital credit union that’s been in business for over 85 years and has several hundred thousand members across the United States. They are NCUA-insured Charter Number 67955 so your funds are protected, just as they would be if it were a bank and FDIC insured. What’s most appealing about … Read more

WiserAdvisor Review: A Legit Way to Find an Advisor? Product Name: WiserAdvisor Product Description: WiserAdvisor is an online financial advisor matching service that’s been in business since 1998. Summary WiserAdvisor is an online financial advisor matching service that’s been in business since 1998. Its service is free to use and there is no obligation to … Read more

Valley Bank is not exactly a household name but despite a relatively small footprint, they are available nationwide. I first learned about them because of their Valleydirect high yield savings account, which boasts a competitive interest rate of 4.75% APY. Valley Bank and their online banking division, Valleydirect, have promotion offers that may be of … Read more

Instant loan apps are designed to get you small amounts of money (around $50 or more) in an instant — consider it an emergency loan to help get you to your next paycheck or cover a near-term expense. While credit cards are a better option for handling such a shortage, if you don’t have access … Read more

For ages, the American Dream was something everyone could achieve if they worked hard enough. If you dreamt big enough and gave it your all, you could get it. That was the promise of America. But is that still true? More importantly, is it still true if we don’t feel like it’s true? Several surveys … Read more

In what is probably the biggest data breach in the history of data breaches, National Public Data was hacked and a massive amount of personal data was taken. National Public Data is a personal data aggregator – they collect publicly available information about people and sell it to companies doing background checks, criminal checks, and … Read more