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Most businesses should open a business checking account at formation or upon earning consistent revenue from a hobby. This allows you to keep accurate records right away. It’s also a way to establish a credible business presence. You don’t need to earn any revenue to qualify for an account. You only need to provide the … Read more

BMO Alto Review Product Name: BMO Alto Product Description: BMO Alto offers online savings accounts and CDs with competitive interest rates, zero fees, and no minimum balance requirements.  Summary BMO Alto provides a high-yield savings account and certificates of deposit (CDs). There are no account minimums or service fees that traditional banks may require to … Read more

Virtual mailbox services provide users with a real street address where they can receive mail. They also offer a variety of other services geared to small businesses. They are popular with digital nomads who may lack a fixed address, or self-employed individuals who work from home and would rather not use a P.O. Box or … Read more

When you are living paycheck to paycheck, breaking out of that cycle seems impossible. You’re always playing catch up or you’re one emergency away from being sent back to the start. Or worse. But it is doable, and believe it or not, you don’t even have to find ways to earn more money to do … Read more

MyPoints Review Product Name: MyPoints Product Description: MyPoints is a get-paid-to site that rewards you with points for completing various activities. Summary MyPoints is a rewards site that helps you earn points that you can trade in for gift cards to Amazon, PayPal, Walmart and other retailers. You can earn points for completing activities such … Read more

RedPocket Mobile Review Product Name: RedPocket Mobile Product Description: RedPocket Mobile is an MVNO wireless carrier that offers coverage on every major network in the U.S. Summary RedPocket Mobile is a discount cell phone service provider with a unique feature: You can choose the network you want to operate on and switch networks when needed. … Read more

As a family with four kids, with the oldest two being almost thirteen and eleven, we’re starting to think about getting them smartphones. When our oldest was about eight, we got him a Gizmo Watch. We wanted to be able to communicate with him and a Gizmo Watch was the easiest (and most affordable) way … Read more

J.P. Morgan Self-Directed Investing Product Name: J.P. Morgan Self-Directed Investing Product Description: J.P. Morgan Self-Directed Investing offers commission-free brokerage accounts with minimum investments of just $1. Summary J.P. Morgan Self-Directed Investing offers trading in individual stocks, ETFs, mutual funds, and options. Trades are commission-free, and you can begin investing with just $1 — although there … Read more

In another life, I wrote process management software for large organizations in the government. These organizations had processes that “evolved” out of years of personal relationships and massive three-ring binders. (It wasn’t until that job that I learned Excel spreadsheets had limits to the rows and columns in a sheet!) The processes had become extremely … Read more

FinTechs, or financial technology companies, have gotten extremely popular in the last few years. They offer bank-like services and sometimes promise some very innovative and fun features that banks don’t. Many offer higher yields than traditional banks, even some high yield savings accounts, and are appealing if you want to get a little extra. But … Read more