admin When it comes to building wealth, you can go the traditional route: Get a job, invest 10% of your earnings, and retire at 65 with a decent nest egg. Some people, however, want to be more creative in the hopes of generating more wealth. Maybe they decide to buy a rental property and become landlords … Read more
Temu is an online shopping marketplace offering deep discounts on products manufactured in China and shipped directly to the consumer. First launching in the U.S. market in September 2022, Temu exploded in popularity after running several ads during the 2023 Super Bowl. However, concern about Chinese-owned Temu has grown on several fronts, with complaints about … Read more
If you pay rent, you need to know about Bilt. The Bilt Mastercard is a no annual fee credit card that lets you earn rewards (up to 100,000 points a year!) when you pay your rent by credit card. In addition to earning rewards for paying rent, they offer plenty of other nice features and promotions. One … Read more
Verizon Wireless is the most reliable cell phone carrier in most neighborhoods, but it’s also one of the most expensive. Thankfully, there are ways to lower your Verizon bill while enjoying quality coverage and plan features many other cell phone providers don’t offer. The following strategies can help you save instantly or when it’s time … Read more
When Mint shut down in 2024, Intuit took away one of the best free budgeting apps available. People had complaints about Mint, there were certain things that weren’t perfect and you had to deal with a lot of ads and product pitches, but the core features worked quite well. And it was free. Intuit urged … Read more
Freelancing provides plenty of flexibility for making money since you are not necessarily bound to a particular employer or work schedule. But speaking from personal experience, there is a learning curve to overcome when adjusting to a freelance lifestyle from a traditional career path. The journey is different for each person, as the process depends … Read more
Recent Federal Trade Commission data shows consumers reported losing nearly $9 billion to identity fraud in 2022. This is an increase of over 30% from 2021. While the sharp increase in financial fraud can be alarming, there are steps that you can take to minimize your risk of becoming a victim. This includes knowing how … Read more
Flagstar Bank is a regional bank that has 420 branch locations located in the Northeast and Southwest United States. They’ve been FDIC insured since 1987 (FDIC Cert #32541) and you may have heard of their parent company, New York Community Bancorp. NYCB acquired Flagstar Bank in 2022 but after the acquisition of Signature Bridge Bank … Read more
Psychology was one of my favorite subjects in school. It was like getting an instruction manual for how people worked. A cheat sheet. One of my favorite “theories” in psychology is Abraham Maslow’s Hierarchy of Needs. Here it is: It’s a theory of human motivation. We aim to satisfy the needs at the bottom before … Read more
A week ago, I received a letter from AcreTrader about one of the farms we invested in. (it’s the Middle River Almond Ranch in San Joaquin County, CA) Costs were going up, revenues were down, and they were going to run out of money. Cost Inflation: Farm input costs (fertilizers, fuel, labor) have skyrocketed, exceeding initial … Read more