Dogecoin started as a joke but with a market cap of $11.5 billion (yes, billion), it’s no longer a joke. The price of each Dogecoin may be small, under 10 cents as of this writing, the market cap (and volume, which was around $450 million in the last 24 hours, means it’s a coin that’s … Read more
Allowing your children to use debit cards is a great way to teach them how to manage money as they approach adulthood. They can learn to make deposits and withdrawals, set aside money for savings, and plan their spending. What you don’t want is to have to pay fees. Thankfully, there are several banks that … Read more
As rates creep upward, in part because of the Federal Reserve raising interest rates, we’re starting to talk about how savings accounts may one day offer 7% APY. Is that day today? As of April 5th, there isn’t a single bank that offers 7% APY on a savings account. The highest we’ve seen is in … Read more
Upgrade is a financial technology company that offers banking services through a variety of banking partners. They’re known for their personal loans but they also offer deposit products, like a rewards checking and savings account, as well as credit and debit cards. Checking and savings accounts are provided by FDIC-insured Cross River Bank and their … Read more
Have you ever calculated how much your time is worth? As they say, money is time. There are so many ways to do it. You can take your salary and divide it by 2,000. You can take a multiple of that, say 2x or 3x. Or you can just say “I’m valuing it at $X” … Read more
Did you know? You may be required to pay tax on part of your child’s unearned income. It’s a provision in the federal tax law commonly referred to as the “kiddie tax.” But how does the kiddie tax work, and are there ways you can avoid paying it? One thing is certain – if you … Read more
Do you receive your paycheck via direct deposit? Have you ever wondered what time it actually hits your bank account? It’s important information to know, especially if you have automatic deductions coming out of your account around the same time. Here’s a closer look at how direct deposit works, when it hits your bank account, … Read more
Amalgamated Bank has a generous money market bank bonus that not only pays you an incentive bonus based on the amount you deposit but it also pays interest, currently 3.50% APY. It’s a one-two punch in a money market account that makes it a really appealing offer. But who is Amalgamated Bank and are they … Read more
Do you live in Georgia, North Carolina, South Carolina, Tennessee or Virginia? If so, you’re eligible for a massive $400 bonus from HomeTrust Bank if you open a new personal checking account and meet some minimum qualifications. Table of Contents Who is HomeTrust Bank? How to get up to $400 from HomeTrust Bank How does … Read more
When shopping for life insurance, you want to make sure the company you’re dealing with is going to be around for a while. And while size isn’t everything, companies with a larger market share have a more extensive customer base which can translate to greater financial stability. To help you in your search, I’ve compiled … Read more