Did your car insurance premiums go up a lot recently? You’re not alone. The U.S. Bureau of Labor Statistics reports that motor vehicle insurance went up a whopping 20.6% in the last year. That is not a typo – over twenty percent increase! (this is on top of a near 15% increase from January 2022 … Read more

E*Trade Strengths Commission-free trading Easy to use trading platforms Plenty of available tools Paper trading feature Managed investment portfolios Weaknesses No fractional shares Can’t trade crypto tokens No downloadable desktop software E*TRADE is a longstanding online brokerage that caters to beginner investors and experienced traders alike. It also offers managed portfolios for those looking for … Read more

If you have a Citi Costco credit card, you’ve been earning some great rewards all year. I love the card because you get 4% at gas stations (first $7,000 each year), 3% at restaurants, 2% from Costco and Costco.com, and 1% everywhere else. What I don’t love as much about the card is that you … Read more

Swagbucks Strengths Several ways to earn Low payout threshold Multiple payout options User-friendly mobile app Weaknesses Higher-paying surveys are tough to qualify for Most games need to be purchased to earn SB Swagbucks is an online rewards platform that allows you to earn points, called Swagbucks, by watching videos, answering surveys, playing games, and more. … Read more

The Pareto principle is often called the 80-20 rule and refers to the idea that 80% of the results come from just 20% of the work. It’s an idea that has been pushed into a lot of different areas. Businesses often get their 80% of sales from 20% of their customers. 20% of the people … Read more

Even if you don’t understand what AI – artificial intelligence – is, there’s little doubt it’s changing the way many industries function, often in the most fundamental ways. As such, learning how to make money online with AI is becoming increasingly important. It’s revolutionizing a large number of industries and occupations, and as always, those … Read more

You’ve probably heard of “the 1%.” They’re the absurdly wealthy who have more wealth than the remaining 99% (based on data from Credit Suisse). But what does it take to be in the 10%? 20%? Is it still stunningly wealthy? Or does the line drop quickly? We know that the average net worth of Americans … Read more

Found Strengths No monthly fees Unlimited transactions No overdraft fees Built-in tools for budgeting and payments Send unlimited invoices Weaknesses Limits on cash deposits Limited customer service during evenings and weekends No check-writing capabilities No outgoing wire transfers More small business owners are shying away from traditional banks in favor of banking fintechs that offer … Read more

StellarFi Strengths May improve your credit score within the first few months Reports to the major credit bureaus No hidden fees, deposits, or interest charges Access to free financial and credit education Weaknesses No free plan Limited customer service availability Doesn’t report past payments before enrollment Still a young company StellarFi is a credit builder … Read more

Tax preparation is one of those services where prices can vary a lot. As a general rule, the more you do, the less it will cost. The more an accountant does, the more it will cost. It’s not unreasonable for a professionally prepared tax return to cost several hundred dollars or more. How much this … Read more