“Well, that was my first dermatologist visit in which I was told it’s not a matter of if but when one of my moles will turn cancerous,” I said to my husband after coming home from a doctor visit. It was a jarring experience to essentially be told cancer was almost an inevitability, but I’m … Read more

Here’s something I’ve never shared with you: I’m a procrastinator. A big time procrastinator. Snoozing the morning alarm. Waiting until I’m right against a deadline to complete a project. And I perpetually reschedule reminders on my phone to ding me tomorrow. One of the most egregious ways I procrastinate is canceling subscriptions, especially if I’m … Read more

Nowadays, a family cell phone plan can include anyone from your kids to your parents to your best friend.  Finding the cheapest family cell phone plan is important regardless of who you include in your plan. Family plans with major cell phone carriers can cost $60, $70, or more per month, per line, depending on … Read more

Ever wonder why it’s popular to slam on buying coffee? It’s because of David Bach’s The Latte Factor. In The Latte Factor, we learn that everyday little purchases can add up. If you buy a $5 cup of coffee every day, you’ll spend $1,825 in a year. Invest it at 8% return each year and … Read more

First Tech Credit Union was founded in 1952 by folks at Hewlett-Packard and Tektronix and now has over 650,000 members serviced by 33 branches, mostly in the northwest United States. As a federal credit union, they are regulated by the NCUA. They offer a whole suite of banking services but today I’d like to share … Read more

A solo 401(k) lets a business owner and their spouse set aside funds for retirement. Also known as an individual 401(k) or self-employed 401(k)—a solo 401(k) can provide more flexibility than other self-employed retirement plans due to its generous contribution limits and lenient minimum qualifications. Like an employer-sponsored 401(k) or an individual retirement account (IRA), … Read more

Everyone loves a get rich quick story. No one likes to get rich slowly story… because that’s boring. But slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you’re building a house, growing your wealth, or just trying to get fitter … Read more

You can file your tax returns for free if you have a simple tax situation. That includes W-2 income up to a certain dollar amount and limited interest and dividend income. If you exceed the limits or have more a more complicated income and expense situation, you will likely need to pay a fee for … Read more

Robinhood Gold is a $5 per month premium subscription from Robinhood that offers perks you won’t see anywhere else. In a world in which brokerages are finding ways to charge you less, is Robinhood trying to be the Costco of brokerages? In this post, we break down each perk of Robinhood Gold, from most appealing … Read more

Robinhood FREE Product Name: Robinhood Product Description: Robinhood is an online broker offering an easy-to-use mobile app and free stock, ETF, crypto, and options trades. Summary Robinhood is an online broker offering an easy-to-use mobile app and free stock, ETF, crypto, and options trades. But you can’t buy or sell mutual funds or fixed-income investments, … Read more