First Tech Credit Union was founded in 1952 by folks at Hewlett-Packard and Tektronix and now has over 650,000 members serviced by 33 branches, mostly in the northwest United States. As a federal credit union, they are regulated by the NCUA. They offer a whole suite of banking services but today I’d like to share … Read more

A solo 401(k) lets a business owner and their spouse set aside funds for retirement. Also known as an individual 401(k) or self-employed 401(k)—a solo 401(k) can provide more flexibility than other self-employed retirement plans due to its generous contribution limits and lenient minimum qualifications. Like an employer-sponsored 401(k) or an individual retirement account (IRA), … Read more

Everyone loves a get rich quick story. No one likes to get rich slowly story… because that’s boring. But slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you’re building a house, growing your wealth, or just trying to get fitter … Read more

You can file your tax returns for free if you have a simple tax situation. That includes W-2 income up to a certain dollar amount and limited interest and dividend income. If you exceed the limits or have more a more complicated income and expense situation, you will likely need to pay a fee for … Read more

Robinhood Gold is a $5 per month premium subscription from Robinhood that offers perks you won’t see anywhere else. In a world in which brokerages are finding ways to charge you less, is Robinhood trying to be the Costco of brokerages? In this post, we break down each perk of Robinhood Gold, from most appealing … Read more

Robinhood FREE Product Name: Robinhood Product Description: Robinhood is an online broker offering an easy-to-use mobile app and free stock, ETF, crypto, and options trades. Summary Robinhood is an online broker offering an easy-to-use mobile app and free stock, ETF, crypto, and options trades. But you can’t buy or sell mutual funds or fixed-income investments, … Read more

AT&T is one of the top three cell phone carriers in the U.S. But just because it’s a major carrier doesn’t mean you should have to accept paying high prices for cell phone service. The following tips can help lower your AT&T phone bill and add extra breathing room to your budget.  Here are seven ways … Read more

If you pay rent, you need to know about Bilt. The Bilt Mastercard is a no annual fee credit card that lets you earn rewards (up to 100,000 points a year!) when you pay your rent by credit card. In addition to earning rewards for paying rent, they offer plenty of other nice features and promotions. One … Read more

Bonsai Product Name: Bonsai Product Description: Bonsai is a business management tool that helps freelancers and small business owners run their business. Summary Bonsai is a business management tool that allows freelancers and small business owners to manage all their business tasks in one place, from client management to accepting payments. You can send contracts … Read more

NerdWallet Budgeting App Product Name: NerdWallet Budgeting App Product Description: NerdWallet offers a free budgeting app that is available to anyone who registers for an account. It has all the basic features of a budgeting app but lacks a few niceties, like splitting transactions and notifications. Summary NerdWallet was founded in 2009 by Tim Chen … Read more