Will interest rates go down? Yes they will. The challenge is when will they start and what can we do to prepare? According to an article in Fortune, analyst at Citi Research believe the Fed “could slash rates by 200 points over 8 straight meetings.” That would be eight cuts of 25 basis points starting … Read more

Synchrony Bank Product Name: Synchrony Product Description: Synchrony Bank is an online bank that offers competitive APYs on savings, CD, and Money Market accounts. Summary Synchrony Bank is an online bank that offers competitive APYs on savings, CD, and Money Market accounts. Deposits are FDIC-insured, and there are no monthly fees minimum deposit requirements. Pros … Read more

Raisin is a marketing company that partners with banks to offer you some of the highest interest rates on the market right now. They offer savings accounts, certificates of deposit, and money market accounts – but your money is put into their partner banks. Raisin is not itself a bank. One of the added perks … Read more

Western Alliance Bank Review Product Name: Western Alliance Premier High-Yield Savings Product Description: Western Alliance Bank, Member FDIC, is a subsidiary of Western Alliance Bancorporation. It offers a mix of small business, commercial, and personal banking products. Summary Western Alliance Bank, Member FDIC, is a subsidiary of Western Alliance Bancorporation. It’s known for its small … Read more

Consumers are increasingly finding that they don’t have to commit to contracts to get a great cell phone service plan.  The best no-contract cell phone plans don’t have to be expensive, either. You can find a cheap, no-contract cell phone plan that offers all of the features you need and want in your cellular service.  … Read more

You Need a Budget Product Name: YNAB Product Description: YNAB encourages users to live on last month’s income, thus breaking the paycheck-to-paycheck cycle without having to increase your income. Summary YNAB is a great budgeting tool that breaks the paycheck-to-paycheck cycle and ensures that you always know exactly where you stand. It’s based on “the … Read more

Budgeting is the foundation of your finances. It’s about control, security, and freedom. A budget isn’t about restriction, even though it may seem like that at first. A budget allows you to see where you are currently spending your money, which allows you to make changes so that your spending aligns with your values. You … Read more

Finding the perfect travel credit card can be hard, especially given how complicated some of these programs are. Two of the leading cards are the Capital One Venture X and the Chase Sapphire Reserve. They’re consistently among the most popular travel rewards credit cards available today so if you’re picking between the two, you’re choosing … Read more

Your credit score is an indicator of how you handle your debts. Therefore, managing your debt wisely is exactly how to increase your credit score. So it makes sense that managing it poorly will decrease your credit score. However, you should be aware of debt criteria that can affect your credit score positively or negatively. … Read more

PrizeRebel Review: Earn Money with Surveys Product Name: PrizeRebel Product Description: PrizeRebel rewards you with gift cards, e-codes, bitcoin and other prizes when you earn points by completing specific tasks. Summary PrizeRebel is a GPT site that rewards users for completing tasks. While most of your earning opportunities will lie in taking surveys, you can … Read more