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One of the biggest expenses in anyone’s budget is their housing. Experts recommend keeping housing to a maximum of 30% of your income – 30% is a big chunk! And many times we pay rent with a check or draw on your checking account, a way that earns us nothing in terms of rewards (and … Read more

If you struggle with poor credit or are new to credit, you may have heard of credit builder services as a way to increase your credit score. But how do they work, and are credit builder loans and credit cards legit? Like anything else, credit builder services aren’t for everyone, but if used properly, they … Read more

Awkward money situations are a fact of life. They’re going to come up, so it’s best to be prepared. Today, we’ll examine two specific situations that I bet you’ve dealt with before. But first, I want to share one of the greatest ways to address any awkward money moment.  It’s a take on the classic … Read more

To the befuddlement of my millennial peers, I’m a huge fan of cash. Personally, I blame growing up in Japan and China where cash not only was, but still largely is, king. I use my credit cards a lot (hello, reward points!) – but I will always have at least some cash on my person and … Read more

Spending money and accumulating material things can be addictive. In fact, you can even experience a dopamine release in your brain, giving you a natural high, from the mere anticipation of buying something you want. Wanting to get that next hit of the good feels can mean using justifications for why you “need” to make … Read more

We are engaged in so many different financial relationships in our lives. Roommates, friends, romantic partners, so today, let’s talk about some of the best strategies for navigating those different money moments.  Handling money with your roommate A roommate should be a financial help not a burden. After all, it’s someone with whom you can … Read more

You’ve asked for budgeting tips. There isn’t one budget to rule them all, so instead let’s dig into three styles that are helpful for different personality types. Watch video or read more below! #1 Tracking Every Penny for when you’re so forgetful that you’re just not sure where your money goes Tracking Every Penny, or … Read more