admin If you somehow have managed to consume personal finance content without ever hearing about the latte factor or avocado toast, then wow, I’m deeply impressed. The latte factor was popularized by personal finance writer David Bach who argues that unconscious spending on small purchases (like a latte) can end up costing you a huge sum … Read more
This year’s federal tax deadline is Tuesday, April 18, 2023. If you cannot get your tax return together before this date, you can file a tax extension request to avoid late filing penalties (although your tax dollars are still due by this date). For example, you might be navigating a precarious life event, living overseas, … Read more
A 401(k) is one of the best ways you can save for your retirement. You can contribute to them and deduct your contributions, thus deferring taxes. You watch them grow tax-free, regardless of what you do with your investments. And you only pay taxes when you take disbursements in retirement. Add to that a potential … Read more
If you’re an Amazon shopper, you may know a few Amazon hacks that can help you land great deals and save money. Those hacks include different ways to get free stuff from Amazon, including some of their top products and services. In this article, I’ll show you several ways to get Amazon’s best free stuff … Read more
It can be tough to find fun birthday ideas. After all, you must consider your budget, the age of the person whose birthday you’re celebrating, their likes, dislikes, and more. To help you get inspired, we’ve compiled a list of birthday ideas spanning all age ranges and tastes. Ready? Let’s get started! Fun Birthday Party … Read more
We are all motivated by different things. I’m strongly motivated by freedom in how I spend my time. I was fortunate that I realized this early on in my career. Whenever job interviewers would ask “what interests you most about this job?” I knew my top answer of “the money” wasn’t going to cut it … Read more
Meal delivery jobs are among the most popular in the gig economy, as they enable you to earn decent pay while maintaining a flexible schedule. It also helps that there are so many delivery apps to choose from. DoorDash and GrubHub are two of the most popular platforms for food delivery drivers because they allow … Read more
There are many things to think about when you decide to switch employers, including what will happen to your 401(k). The good news is that your retirement savings don’t disappear like your other employer-provided benefits, such as health insurance and paid leave. You have several options for managing your old 401(k) and similar retirement plans, … Read more
For many years, Bronnie Ware worked in palliative care. Palliative care is the medical care you get when you are afflicted with serious and often terminal illnesses. She spent a lot of time with people in their final three to twelve weeks of their lives. And it is through that experience that she wrote an … Read more
A recently published survey showed that 46% of Americans between the ages of 40 and 49 had taken money out of their retirement plans. One of the advantages of retirement savings plans is that the contributions you make are generally tax-deductible. But on the flip side, those taking distributions will need to pay income tax … Read more