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I first learned about mph.bank through the SaveBetter platform because they were offering a high interest rate on their money market deposit account. They’re the online bank subsidiary of Liberty Savings Bank and while they’re relatively new, their parent bank has been around for quite some time. If you’ve been thinking about opening an mph.bank … Read more

When you open an account with a new bank, one of the first things you want to know is your ATM withdrawal limits. Knowing how much you can spend with your debit card is also important. Understanding how your withdrawal limits work will make it much easier to manage your money, and it can help … Read more

The last few years have wrought havoc on people’s finances. First, there was COVID, which cost approximately 9.6 million Americans their jobs. And now there’s inflation, which is currently hovering at around 8.3% after falling from its June peak of 9.1% – the highest it had been for 40 years. Thankfully, the $5 trillion in … Read more

There are several ways to invest in crowdfunded real estate with $1,000 and get exposure to properties previously exclusive to wealthy investors. But a new platform adds transparency and simplicity to the investment process through tokenized real estate. Eligible accredited investors can utilize HoneyBricks to invest in real estate using security tokens. But how does tokenized … Read more

Are you familiar with the HALT method? I recently learned about the HALT method as it is a saying from Alcoholics Anonymous and they use it to identify relapse triggers. While I can’t speak on relapses and alcoholism, if a tool is useful for identifying situations and preventing a relapse with an addiction to alcohol, … Read more

If you’re a fan of side hustling, you’ll be interested in the side hustle stack. A side hustle stack can change your income from good to great to bring on “early retirement!” In this article, I’ll show you how to create the perfect side hustle stack, one that aligns with your specific financial goals and … Read more

A mutual fund can be one of the easiest ways to invest, as it gives you exposure to hundreds or even thousands of underlying stocks and bonds, even if you only have small amounts to invest. Most people can invest in mutual funds through a workplace retirement plan such as a 401k or a Thrift … Read more

One of the biggest expenses in anyone’s budget is their housing. Experts recommend keeping housing to a maximum of 30% of your income – 30% is a big chunk! And many times we pay rent with a check or draw on your checking account, a way that earns us nothing in terms of rewards (and … Read more

If you struggle with poor credit or are new to credit, you may have heard of credit builder services as a way to increase your credit score. But how do they work, and are credit builder loans and credit cards legit? Like anything else, credit builder services aren’t for everyone, but if used properly, they … Read more

Awkward money situations are a fact of life. They’re going to come up, so it’s best to be prepared. Today, we’ll examine two specific situations that I bet you’ve dealt with before. But first, I want to share one of the greatest ways to address any awkward money moment.  It’s a take on the classic … Read more