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One of the ironies of credit is that it’s hard to establish. Credit card companies won’t give you a card if you don’t have good credit and you can’t build credit unless you get a credit card. To get around this, you forced to use sub-optimal credit cards, like a store branded credit card or … Read more

With Father’s Day approaching, now is the time to start thinking about that perfect gift for the dads in your life. While deciding what to buy can be difficult, there are plenty of affordable gift options. To help you in your search, I’ve compiled a list of the best Father’s Day gifts for $100 and … Read more

If you own a home and ever spend much time with your neighbors, invariably you’ll end up talking about property values and property taxes. People love talking about how their house went up in value but they also hate how their property taxes are so high. Sorry pal, you can’t have it both ways! 😂 … Read more

What do an accredited investor searching for a unique investment and a startup employee with an opportunity to buy stock options have in common? They can both stand to profit from Equitybee. Startup companies often hire visionary employees willing to sacrifice security and higher pay in exchange for the ability to help build something from … Read more

Nobody can predict the future, but we can do our best to plan for various outcomes. As you get older, obtaining long-term care insurance becomes an excellent financial planning move, as more than 70% of Americans over age 65 will likely need some long-term assistance in their lifetime. The best long-term care insurance policies can … Read more

Dogecoin started as a joke but with a market cap of $11.5 billion (yes, billion), it’s no longer a joke. The price of each Dogecoin may be small, under 10 cents as of this writing, the market cap (and volume, which was around $450 million in the last 24 hours, means it’s a coin that’s … Read more

Allowing your children to use debit cards is a great way to teach them how to manage money as they approach adulthood. They can learn to make deposits and withdrawals, set aside money for savings, and plan their spending. What you don’t want is to have to pay fees. Thankfully, there are several banks that … Read more

As rates creep upward, in part because of the Federal Reserve raising interest rates, we’re starting to talk about how savings accounts may one day offer 7% APY. Is that day today? As of April 5th, there isn’t a single bank that offers 7% APY on a savings account. The highest we’ve seen is in … Read more

Upgrade is a financial technology company that offers banking services through a variety of banking partners. They’re known for their personal loans but they also offer deposit products, like a rewards checking and savings account, as well as credit and debit cards. Checking and savings accounts are provided by FDIC-insured Cross River Bank and their … Read more

Have you ever calculated how much your time is worth? As they say, money is time. There are so many ways to do it. You can take your salary and divide it by 2,000. You can take a multiple of that, say 2x or 3x. Or you can just say “I’m valuing it at $X” … Read more