admin A recently published survey showed that 46% of Americans between the ages of 40 and 49 had taken money out of their retirement plans. One of the advantages of retirement savings plans is that the contributions you make are generally tax-deductible. But on the flip side, those taking distributions will need to pay income tax … Read more
Laurel Road built a name for itself as a student loan refinancing company but they’ve recently expanded into online banking as well. They now offer a full suite of financial services, from credit cards to mortgages to traditional banking. Today, I’m excited to share with you a new offer where you can get up to … Read more
One way to improve your credit score is to be added as an authorized user on another person’s credit account(s). But what if you don’t have another person with good credit to be added as an authorized user? That’s where Tradeline Supply Company comes into the picture. It is a service that enables you to … Read more
Bingo games that pay cash are a fun way to make a little extra money, as each match is fast-paced and easy to learn. At the same time, bingo apps offer boosters that can help you gain an edge on the competition by daubing squares before they are called and earning bonus points. Bingo Cash … Read more
If you want to save time and money, lower the amount of mistakes you make, and improve your finances all in one go – start automating your financial tasks. I used to do a lot of financial tasks manually. It felt “safer.” But it was all an illusion. It’s not safer to mail a bill … Read more
You’ve likely heard the stories about the IRS being notified when you deposit a large amount of cash. But what happens when you deposit over $10,000? Who is responsible for reporting large deposits? And what will the IRS do if you deposit large amounts of cash? We answer these questions and more in this article. … Read more
You’ve likely heard the stories about the IRS being notified when you deposit a large amount of cash. But what happens when you deposit over $10,000? Who is responsible for reporting large deposits? And what will the IRS do if you deposit large amounts of cash? We answer these questions and more in this article. … Read more
If you’re looking to get the best interest rate on your short-term savings, your best option is likely an online high-interest savings account. But with so many options, it can be hard to decide where to place your money. The Marcus Online Savings account and the American Express Online Savings account are popular options. Both … Read more
If you have spent time looking for a new bank or seen some of the new personal finance apps, you’ve probably seen quite a few “neobanks.” Sometimes they’re apps that are layered on top of a partner bank. Sometimes they offer a full suite of banking services but your money is held with a partner … Read more
Investment funds that track the S&P 500 index make up the core holdings in many investment portfolios, and Fidelity’s S&P 500 Index Fund (FXIAX) and Vanguard’s S&P 500 ETF (VOO) are two of the most popular. Of the two, which fund should you choose for your portfolio? The choice isn’t an easy one because the … Read more