☕ Lattes & avocado toast: An actual concern?

If you somehow have managed to consume personal finance content without ever hearing about the latte factor or avocado toast, then wow, I’m deeply impressed. The latte factor was popularized by personal finance writer David Bach who argues that unconscious spending on small purchases (like a latte) can end up costing you a huge sum … Read more

When You Should NOT Contribute to a Bad 401(k)

A 401(k) is one of the best ways you can save for your retirement. You can contribute to them and deduct your contributions, thus deferring taxes. You watch them grow tax-free, regardless of what you do with your investments. And you only pay taxes when you take disbursements in retirement. Add to that a potential … Read more

How to Get Free Stuff from Amazon

If you’re an Amazon shopper, you may know a few Amazon hacks that can help you land great deals and save money. Those hacks include different ways to get free stuff from Amazon, including some of their top products and services. In this article, I’ll show you several ways to get Amazon’s best free stuff … Read more

50 Fun Birthday Ideas for Kids, Teens, and Adults

It can be tough to find fun birthday ideas. After all, you must consider your budget, the age of the person whose birthday you’re celebrating, their likes, dislikes, and more. To help you get inspired, we’ve compiled a list of birthday ideas spanning all age ranges and tastes. Ready? Let’s get started! Fun Birthday Party … Read more

Avoid Status Games

We are all motivated by different things. I’m strongly motivated by freedom in how I spend my time. I was fortunate that I realized this early on in my career. Whenever job interviewers would ask “what interests you most about this job?” I knew my top answer of “the money” wasn’t going to cut it … Read more

What Happens to My 401(k) When I Quit?

There are many things to think about when you decide to switch employers, including what will happen to your 401(k). The good news is that your retirement savings don’t disappear like your other employer-provided benefits, such as health insurance and paid leave. You have several options for managing your old 401(k) and similar retirement plans, … Read more