admin Certificates of deposit are a great way to lock in a high interest rate for a whole year. When you have short term savings that you can’t put in higher yielding, and higher risk, accounts – a 12-month CD is often a great choice. They’re the cornerstone of a good savings plan and with a … Read more
When it comes to banks, something is comforting about being able to walk into a physical branch and talk to a human being. Online banks may offer higher interest rates, but there’s no one to go to. Community banks and credit unions may offer more perks, but they don’t have the national footprint. You can’t … Read more
A personal line of credit can be a convenient way to borrow money when you need cash fast for an expensive purchase. It’s also an alternative to a home equity line of credit (HELOC) if you’re a renter or have insufficient equity. CreditFresh offers a line of credit that allows you to make on-demand withdrawals. … Read more
When you first start making money, there are a lot of tools and services you can pick from. The market is huge so there are a lot of companies competing to be your budgeting tool or your investment tool. As your net worth grows, the number of tools and services begin to shrink. One big … Read more
Do you have a spare fifteen minutes? Want to do something that can improve your financial life? These are moves that are important but not urgent. Requesting a credit line increase is not something that will change your financial life… but it can make it easier. When you find yourself with some downtime after the … Read more
Zelle is one of the top money transfer apps, allowing you to send money to family and friends directly from your bank account. But did you know that Zelle limits vary from one financial institution to another? In fact, the variation from one bank to another can amount to thousands of dollars per day or … Read more
Do you have a spare fifteen minutes? Want to do something that can improve your financial life? These are moves that are important but not urgent. Requesting a credit line increase is not something that will change your financial life… but it can make it easier. When you find yourself with some downtime after the … Read more
It’s always a nice perk to earn cash back on purchases. But for years, cash back rewards were limited to credit cards. That’s no longer the case. Nowadays, several financial institutions include cash back rewards on debit card purchases. This is ideal if you prefer to use debit cards for spending. Cash back debit cards … Read more
ETFs have become one of the all-time most popular investment vehicles. Consider the explosive growth of this category of investment funds. With just over $100 billion sitting in ETFs in 2002, they held more than $7 trillion as of 2021. But what is an ETF, why are they so popular, and how are they different … Read more
So, you’re at college and want (or need) a job. Maybe the money you saved last summer’s dwindling, there’s a trip you want to go on or books you need to buy. Whatever the case, you’re faced with a dilemma! With classes to attend, assignments to complete, extracurricular activities to enjoy, and a social calendar … Read more