admin Interest rates on savings and certificates of deposit are at highs we haven’t seen in decades. Just the other day, I saw a CD that yielded over 7% from a small credit union in Michigan. No tricky conditions to satisfy, just deposit cash into a 7-month CD (it had a maximum deposit of $7,000) and … Read more
If you’ve been denied credit recently or are in the process of repairing your credit, you may have come across the option to send a 609 letter to credit reporting agencies. But what is a 609 letter? And can it really help you to clean up your credit or to get a higher credit score? … Read more
Do you have a Lowe’s credit card but aren’t sure how to log in to view your account online? Logging into your Lowe’s credit card account allows you to check your balance, view past statements, make payments, manage account settings, and more. In this post, I’ll walk you through the simple steps to log into … Read more
When most investors buy shares in a company, they’re doing it to take advantage of future stock returns or because they believe in the company or its products. But one of the lesser-known benefits of being a shareholder is the perks you can receive just for owning stock in a company. Not all publicly traded … Read more
In 2010, I quit my job to work on my first personal finance blog. My job was great. I was a software engineer at Booz Allen Hamilton and was well paid. Our clients were government agencies with multi-year contracts doing very important work. I liked everything about the job except when I had to commute … Read more
Otto Insurance is an online insurance lead generator that uses your personal information to match you with insurance companies that can offer you free quotes. Otto is not a direct insurance provider, nor is it an insurance broker. Therefore, you’ll obtain quotes and policies directly from actual insurance providers. But Otto is a fairly new … Read more
The Oxford Communiqué is a budget-priced investing newsletter that costs as little as $49 per year. At approximately half the cost of competing products, The Oxford Communiqué is an affordable way to get access to multiple model portfolios with different risk tolerances. Casual stock pickers and those with other newsletter subscriptions can benefit from this service … Read more
Like index investing, dividend investors form a large subculture in the investment world. And it’s easy to see why. Dividends allow you to make money even when share prices are stagnant or faltering. However, finding well-run companies with stable dividends can be challenging without adequate research tools or experience. Oxford Income Letter is an affordable … Read more
Crowdfunded real estate has been a popular investment trend for the past decade, as individual investors can directly invest in commercial and residential properties with fractional ownership. However, no asset class is risk-free, and real estate platforms fail periodically. PeerStreet is the latest casualty of rising interest rates and changing market conditions. Unfortunately, the platform … Read more
Are you looking to sell your diamond jewelry? The offers can vary wildly depending on the place you go, which is why it’s so important to do the proper research before selling. For example, an expert selling partner can prepare your piece for sale and reach interested buyers willing to pay more than your local … Read more