Why Do Banks Offer “Weird” Term Length CDs?

I’ve been following certificates of deposit for a while now. Yes, I’m a weirdo. People love 12-month CDs and 60-month CDs (5 years) because they’re easy to think about. We like the 3-month, 6-month, and 9-month terms because they’re nicely spaced out. Sometimes people will consider a 24-month CD too. But lately banks have been … Read more

How Much of Your Paycheck Should You Save?

Have you ever wondered how much money you should be saving? Unfortunately, the answer to that question isn’t always as obvious as you might think. Savings rates for individuals and families will vary based on a number of factors. Your income, expenses, where you live, and your personality type all play a role in how … Read more

Upgrade Cash Rewards Card Review

Rewards credit cards are an easy way to earn cash back on purchases. However, the cards with the highest rewards can be difficult to qualify for if you have a poor credit history or are new to credit. The Upgrade Rewards Cash Rewards Visa is a promising alternative to traditional credit cards. It can be … Read more

15 Games that Pay Instantly to Cash App

If you enjoy playing games on your phone for money, you can get paid in cash by using Cash App. In fact, Cash App may be more convenient than PayPal (the older money app) because it lets you split purchases with friends and make debit card purchases. Cash App makes it easy to provide your … Read more

50 Best Mother’s Day Gifts Under $100

Struggling to find the perfect gift this Mother’s Day? Deciding what to buy can be difficult, especially when you’re shopping on a budget. To help, I’ve put together the following list of Mother’s Day gifts. The list is separated into five themes: fitness, kitchen, tech, personal, and self-care, and each item can be had for … Read more

Best Father’s Day Gifts for $100 and Under

With Father’s Day approaching, now is the time to start thinking about that perfect gift for the dads in your life. While deciding what to buy can be difficult, there are plenty of affordable gift options. To help you in your search, I’ve compiled a list of the best Father’s Day gifts for $100 and … Read more