admin Many financial institutions check your credit history as a part of the account opening process. This can be problematic if you have bad credit. Depending on how severe your credit challenges are, you may be declined for a bank account. Thankfully, there is a growing number of banks that not only don’t check your credit … Read more
Trends are fun. It’s great that Stanley is having it’s moment with their colorful Quencher travel mugs (and they’re $45 a pop!). An iconic brand with good products getting a massive boost because of marketing and social media? Absolutely wonderful. Trends are good for increasing your enjoyment. It’s also really good at separating you from … Read more
TradeStation Strengths In-depth charting and trading tools for active traders Supports several investment types Paper trading account Desktop, web, and mobile platforms Free stock and ETF trades Weaknesses Potential inactivity fees Trading fees apply to high-volume trades Hard-to-use layout for long-term investing and fundamental research Doesn’t offer 24/7 live customer support Few online brokerages cater … Read more
When depositing your hard-earned money, you want to know that you’re dealing with a stable and secure bank that will keep your money safe. And while no financial institution is 100% risk-free, certain national banks (brick-and-mortar and online banks) with significant assets and a lengthy operational history can be more secure than some smaller, local … Read more
The best checking cashing apps make it easy to cash a check without a bank account and quickly access your funds. There are several platforms to choose from, and it’s worthwhile to compare the various features. Using a check cashing app removes the need to find a local check cashing store which is costly and … Read more
Lunch Money Strengths Easy-to-use budgeting tools and net worth calculator Can sync accounts or add manual accounts Customizable transaction rules and report Multicurrency support 14-day free trial Weaknesses Less aggressive budget than zero-based budgeting apps No mobile app No free plan The best budgeting apps can help you craft an ideal budget and track other … Read more
We all know that scams and digital fraud are on the rise. But did you know that certain area codes can indicate potential phone scams? Answering calls or calling unknown people from these area codes – even if they called you first – may cost you money and time and even ruin your credit score. … Read more
If you’re considering relocating to a different state when you retire, you might want to think about how your income will be taxed in the state you plan to move to. planning to move to. State income taxes can range as high as 13.3% unless you live in a state that doesn’t tax retirement income. … Read more
Roth IRAs are a relatively recent addition to the lineup of tax-sheltered retirement plans, only coming into existence in 1998. Since then, they’ve become very popular. That’s because Roth IRAs provide unique tax advantages that you can’t get with any other retirement plan. So what is a Roth IRA, and should you include it in … Read more
Near the end of 2023, Mint announced that they were closing up shop by March of 2024. For years, I’d used Mint in my early to mid-twenties to help me manage spending. Budgeting is a key component of responsible money management and Mint made it super easy. Over the years, I focused more on investing … Read more