PocketSmith Review: The Best Freemium Budgeting App?

Pocketsmith Strengths Aggregates your financial accounts on a single platform Automatically imports transactions up to 90 days old Multi-currency capability Free plan available 30-day free trial on paid plans Weaknesses No investment monitoring capability Can’t pay bills through the app The free plan is quite limited Premium plans are pricey Limited customer support If you’re … Read more

Mint Mobile Review 2024: Affordable Prepaid Phone Plans

Mint Mobile Strengths Unlimited talk and text High-speed 5G and 4G LTE internet All plans have mobile hotspot Free international calls to Canada and Mexico Affordable plans Weaknesses T-Mobile coverage isn’t strong in every area Must prepay upfront in 3,6, or 12-month increments Unlimited video data plays in 480p standard definition Unlimited plan mobile hotspot … Read more

The Rule of 10

Compounding is one of the hardest concepts to understand. Human beings are not good at visualizing it because it’s extremely difficult to visualize logarithmic growth. A penny doubling every day for 30 days becomes more than $5.3 million. That seems impossible. This is one reason why so few people invest their money in the stock … Read more

What Is an ESPP and Should I Participate in One?

Some companies allow their employees to buy company stock through something known as an Employee Stock Purchase Plan, or ESPP. Employee stock purchase plans allow employees to buy company stock at a discount. This can generate gains for employees when the stock is sold. Joining an ESPP is one way to increase your overall compensation. … Read more

70+ Wedding Ideas on a Budget

According to Zola’s wedding planner guide, the average wedding in 2023 cost couples $29,000. If you live in higher cost-of-living cities such as New York or DC, you can expect that price to hover closer to $45,000.  But the good news is that there are still ways to plan a budget-friendly wedding. We’ve come up with … Read more

12 Best Budgeting Apps for Couples in 2024

Whether you’ve just begun to budget as a couple or have been doing so for several years, managing finances together can be tricky. The best budgeting apps for couples can make it easier to sync multiple bank accounts and achieve your shared financial goals. You can also plan for upcoming expenses, pay off debt, and … Read more

Don’t Fall Victim to Mimetic Desire

I have a friend who is really into cars. He talks about different models and how some guy owns this, another guy owns that, and a third guy owns something else. They’re all nice cars (I presume). And the people are all people he looks up to (again, I presume). He gets really animated whenever … Read more

E*TRADE Bonus Promotions: up to $1,000

If you’re here to find out the terms of their new bonus offer – you’re in the right place. They are currently offering up to $1,000 when you open an account and transfer in funds. More details on that below. For those who may not have heard of E*TRADE before, it might surprise you to … Read more

MaxMyInterest Review: Is It Worth It?

MaxMyInterest Strengths Earn competitive interest rates from multiple high-yield savings accounts Access higher FDIC insurance limits Automatically optimizes high-yield savings balances Customizable transfer rules and balance limits No minimum balance requirements Weaknesses 0.04% quarterly membership fee ($20 minimum per quarter) Must open a Max Checking account to link to most bank accounts Is a third-party … Read more

How to Check Your Business Credit Score

Just as having a good credit score is important to your personal financial picture, having a good business credit score is critical to running a successful business. An excellent business credit score makes it easier to obtain credit for the purpose of growing your business, financing the purchase of equipment, and managing daily operations. In … Read more