admin If you have a Citi Costco credit card, you’ve been earning some great rewards all year. I love the card because you get 4% at gas stations (first $7,000 each year), 3% at restaurants, 2% from Costco and Costco.com, and 1% everywhere else. What I don’t love as much about the card is that you … Read more
Swagbucks Strengths Several ways to earn Low payout threshold Multiple payout options User-friendly mobile app Weaknesses Higher-paying surveys are tough to qualify for Most games need to be purchased to earn SB Swagbucks is an online rewards platform that allows you to earn points, called Swagbucks, by watching videos, answering surveys, playing games, and more. … Read more
The Pareto principle is often called the 80-20 rule and refers to the idea that 80% of the results come from just 20% of the work. It’s an idea that has been pushed into a lot of different areas. Businesses often get their 80% of sales from 20% of their customers. 20% of the people … Read more
Even if you don’t understand what AI – artificial intelligence – is, there’s little doubt it’s changing the way many industries function, often in the most fundamental ways. As such, learning how to make money online with AI is becoming increasingly important. It’s revolutionizing a large number of industries and occupations, and as always, those … Read more
You’ve probably heard of “the 1%.” They’re the absurdly wealthy who have more wealth than the remaining 99% (based on data from Credit Suisse). But what does it take to be in the 10%? 20%? Is it still stunningly wealthy? Or does the line drop quickly? We know that the average net worth of Americans … Read more
Found Strengths No monthly fees Unlimited transactions No overdraft fees Built-in tools for budgeting and payments Send unlimited invoices Weaknesses Limits on cash deposits Limited customer service during evenings and weekends No check-writing capabilities No outgoing wire transfers More small business owners are shying away from traditional banks in favor of banking fintechs that offer … Read more
StellarFi Strengths May improve your credit score within the first few months Reports to the major credit bureaus No hidden fees, deposits, or interest charges Access to free financial and credit education Weaknesses No free plan Limited customer service availability Doesn’t report past payments before enrollment Still a young company StellarFi is a credit builder … Read more
Tax preparation is one of those services where prices can vary a lot. As a general rule, the more you do, the less it will cost. The more an accountant does, the more it will cost. It’s not unreasonable for a professionally prepared tax return to cost several hundred dollars or more. How much this … Read more
As soon as your business starts making money, you must decide how to pay yourself. Paying yourself isn’t complicated, but there are tax considerations to be aware of. There are two main ways to pay yourself as a business owner: by taking a salary or by taking an owner’s draw — or a combination of … Read more
If you’re a business owner sitting on a significant amount of excess cash, it’s probably time to add a business savings account to your list of financial tools. But with so many accounts to choose from, how do you know which one is right for your business? The best business savings accounts offer attractive yields, … Read more