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Update: This post is a work in progress as every step takes quite some time. As of early February, I’ve submitted a Written Appeal given what ChatGPT has provided and will update this post with the results when they come in. In Maryland, your home is assessed every three years and your property taxes are … Read more

The Olympic Winter Games are set to start on February 6th and end on the 22nd, with some preliminary events starting as early as the 4th of February. This year, the Olympics will be broadcast in the United States on NBC, which means you’ll need Peacock if you want to stream it. There are a … Read more

If you’re concerned about tax identity theft, your best protection is to get a 6-digit IRS Identity Protection PIN (IP PIN) from the IRS each year. Tax identity theft is when a thief files a tax return for you and, presumably, takes your refund. If they have your name, address, and Social Security Number, this is … Read more

I live in Maryland but have a cell phone number from Pittsburgh. Every single day, I get calls from a 412 area code because my number is a 412 number. I know it’s a scammer. Scammers do this because they are trying to simulate a local caller on the off chance I answer it because … Read more

Many people assume they’re ready simply because they’ve saved consistently or paid off major debts, but retirement brings a new set of challenges and decisions. From healthcare costs to taxes and market swings, small oversights can have big consequences. These signs will help you assess whether you’re financially prepared to retire, or if a few … Read more

Founded in 2021, CD Valet is a searchable database of certificate of deposit rates created by John Blizzard through Seattle Bank, where he has been President and CEO since April of 2014. Though it was created through a single bank, it lists over 30,000 CD rates across the country. CD Valet’s strength is that it … Read more

Summary: Vanguard offers those with $500,000+ in assets a way to lend out those shares to earn additional income, called the Vanguard Fully Paid Lending Program. It’s an easy way to earn additional income if you hold shares in companies that investors want to short. Don’t expect to earn more but could provide additional income … Read more

The end of the year is one of the most powerful moments to improve your financial life. A few intentional moves before December 31 can lower your tax bill, strengthen your savings, and set you up for a smoother year ahead. You don’t need a full financial overhaul—just a focused checklist and a little follow-through. … Read more

Summary: Yes but it’s only a replacement for space heaters and can never replace an electric heat pump because they are far more efficient. If you can tolerate the extra work, noise, and hassle, a bitcoin miner may be a fun way to generate heat and bitcoin as a small rebate. Every winter, I see … Read more

When I read The Millionaire Next Door by William Stanley, I was amazed at how many millionaires lived in plain sight. If you think about popular exposure to wealth – it’s pretty flashy. We’re trained, by television and social media, to think that millionaires live a life of excess. Big mansions, expensive cars, lots of … Read more